Buying a home in Washington, DC

The District runs DC Open Doors for down payment assistance, and DC closing mechanics differ enough from both Maryland and Virginia to be worth reading separately.

Washington, DC assistance programs

DC Open DoorsAn interactive roadmap through the District’s assistance program. Condo insurance, explainedWhat a master policy does and does not cover, and what you still need.

The process, wherever you buy

Getting your credit readySix moves before you apply, none of which need a hard inquiry. The document checklistWhat to gather before you apply rather than after. Closing costs, explainedThe four categories, who typically pays which, and when each is due. Contract to keysThe 30 to 45 day sequence, week by week. Ten things not to do before closingThe ordinary decisions that delay or sink a loan in underwriting. Renting versus buyingThe real cost comparison, including the parts that favour renting.

Patrick L Norman · Senior Loan Officer, CrossCountry Mortgage, LLC
Licensed in Virginia, Maryland and the District of Columbia. NMLS #303097. Company NMLS #3029.
4100 Monument Corner Dr #130, Fairfax, VA 22030
(571) 249-3530

Condominiums make up a much larger share of DC purchases than the surrounding counties, which is why the condo insurance guide sits alongside the general one.

Everything here is free and ungated. The full library has more than thirty guides, and the blog works through them in the order you actually need them.

Buying elsewhere in the DMV? Virginia · Maryland · Washington, DC

Equal Housing Opportunity. This is not a commitment to lend or an offer of credit. Educational material only.