Buying a home in Maryland

Maryland runs its own statewide buyer assistance through the Maryland Mortgage Program, and its transfer and recordation treatment differs from Virginia and DC. Start with the program roadmap, then the process guides.

Maryland assistance programs

The Maryland Mortgage ProgramAn interactive roadmap through the state program, start to finish.

The process, wherever you buy

Getting your credit readySix moves before you apply, none of which need a hard inquiry. The document checklistWhat to gather before you apply rather than after. Closing costs, explainedThe four categories, who typically pays which, and when each is due. Contract to keysThe 30 to 45 day sequence, week by week. Ten things not to do before closingThe ordinary decisions that delay or sink a loan in underwriting. Renting versus buyingThe real cost comparison, including the parts that favour renting.

Patrick L Norman · Senior Loan Officer, CrossCountry Mortgage, LLC
Licensed in Virginia, Maryland and the District of Columbia. NMLS #303097. Company NMLS #3029.
4100 Monument Corner Dr #130, Fairfax, VA 22030
(571) 249-3530

Maryland buyers in Montgomery, Prince George’s, Frederick and Charles counties are within the same DMV settlement market as Northern Virginia and the District.

Everything here is free and ungated. The full library has more than thirty guides, and the blog works through them in the order you actually need them.

Buying elsewhere in the DMV? Virginia · Maryland · Washington, DC

Equal Housing Opportunity. This is not a commitment to lend or an offer of credit. Educational material only.